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Whether you’re looking for training opportunities, union news, trade information, or member resources, finding what you need should be simple. That’s why we’re excited to

IUPAT Local 205 Ontario is looking for experienced Industrial Sandblasters for ongoing industrial work. Requirements Proven abrasive blasting experience is a must Industrial, bridge, tank
Home » IUPAT Members » Member Benefits
Member Benefits
As an IUPAT member, you gain access to a comprehensive range of IUPAT benefits designed to support your health, financial security, and overall well-being on and off the job site.
Union workers consistently receive stronger union member benefits than non-union workers. According to Statistics Canada, 83% of unionized employees are covered by a pension or group plan, compared to just 33% of non-union workers.
From benefit coverage and pensions to wellness and digital tools, your I.U.P.A.T. union benefits are built to help you and your family thrive, today and into the future.
Unions exist to protect and support workers, not just on the job, but in every aspect of life.
Through strong trade union benefits, members gain access to:
Union members also have a voice in workplace decisions, helping shape safer and healthier work environments.
Your Health Plan
IUPAT offers comprehensive benefit coverage for eligible members and their families, covering an array of offerings including life insurance, prescription drugs, dental care, vision care, extended health care, critical illness and disability wage replacement benefits. These IUPAT benefits are administered independently and funded through employer contributions under collective agreements. More information on benefits packaging can be found at the IUPAT or Benefit Plan Administrators’ offices in Toronto or at your Local chapter office.
For specific details about your benefits, please call 1-888-863-2278.
As part of your union healthcare benefits, IUPAT provides access to a range of mental health supports for eligible members and their dependents. These resources are designed to support your well-being both on and off the job site.
Support includes:
For more details, refer to the PDF outlining all available mental health benefits.
Your coverage and eligibility can change depending on your specific benefits plan. Members are encouraged to review their plan details or speak with their Union representative to better understand what support is available to them.
As part of your union member benefits, you can access your coverage anytime through these digital platforms:
Your IUPAT benefit coverage also offers the following to assist you and your family at critical times
OUT-OF-COUNTRY COVERAGE REMINDER
As a reminder, please ensure you receive your updated Out-of-Country insurance card and policy from BPA before leaving Canada. Coverage is now provided through AIG, administered by Global Excel Management Inc.
If you are outside of Canada and require medical care, you must contact Global Excel immediately:
IUPAT Insurance Identification: CMG 9020980B
For full details, call 1-888-863-2278.
Your union member benefits aren’t just numbers, they make a real difference every day:
For most prescription drugs and dentalcare expenses, simply present your IUPAT Benefit Card at the pharmacy or dental clinic when services are rendered. You are also able to use your Benefit Card at participating Vision Care Clinics – please inquire with the clinic directly at the time of your visit.
Vision Care, Dental Care, Drugs and Extended Health care expenses can be submitted through your eClaims account – complete your eClaims registration to access online claims submission and tracking.
Members can also submit their claims for reimbursement via regular mail. Please download and complete the appropriate form below:
Members can mail their completed form to the following address:
IUPAT Benefit Trust Administrator
132 Toro Road
Ground Floor
Toronto, Ontario M3J2A9
To receive faster reimbursements, complete the EFT registration form and submit it to the Benefits office via fax or email.
Once your claim has been processed:
Your claims history is available to you on the eClaims portal at any time.
Stay up to date on the latest news, benefit updates, and member resources through the IUPAT newsletter.
Read our Winter 2025 newsletter for the most recent information.
Learn about the latest benefit increases effective May 1, 2026. Visit here for more information.
Your Insurance Coverage
As part of your IUPAT benefits, members have access to exclusive savings on home and auto insurance through Union Power Insurance.
These construction union benefits include:
To contact Union Power Insurance, call 1-844-872-8722 or reach out through their website.
Not all trade union benefits are the same. IUPAT goes further by offering:
Your Retirement Benefits
Planning for the future is a key part of your trade union benefits.
Through employer-funded contributions, IUPAT members benefit from reliable pension plans that support long-term financial security. Compared to non-union workers, those with access to union member benefits are significantly more likely to retire with stability and confidence.
How does collective bargaining improve compensation?
Through collective bargaining, unions negotiate on behalf of members to secure better wages, benefits, and working conditions.
Employer contributions fund many of your union member benefits, meaning you receive valuable coverage without bearing the full cost yourself. This includes:
This collective approach ensures fair compensation and long-term stability for all members.
Why are union benefits better than non-union benefits?
Union member benefits are negotiated through collective bargaining, ensuring better coverage, employer contributions, and stronger protections for workers.
What are IUPAT benefits?
IUPAT benefits include healthcare coverage, pensions, insurance, and digital tools designed to support members and their families.
Are union healthcare benefits included?
Yes. Union healthcare benefits include dental, vision, prescription drugs, mental health support, and more.
Do I need to pay for my benefits?
Most trade union benefits are funded through employer contributions, reducing out-of-pocket costs.
Who do I contact for help?
or more information on your union benefits, call 1-888-863-2278.